(02) 9387 4300 , Level 16, Westfield Tower 2, 101 Grafton Street, Bondi Junction NSW 2022 AUSTRALIA

  • Insurance through super: is it right for you?

    Insurance through super: is it right for you?

    Taking out insurance through a super fund can be a great option for some members, but it does also come with some pitfalls. Most super funds provide their members with insurance options and an option to increase, decrease or cancel default insurance cover. There are many benefits  of taking out insurance through super, including the […]

  • What is an arm’s length transaction?

    Running a self-managed super fund requires trustees to adhere to complex laws and follow a number of onerous rules. One of the most fundamental investment rules for SMSFs is that the trustees must transact on an arm’s length basis to ensure no conflict of interest arises. An arm’s length transaction requires trustees to conduct on […]

  • Preparing for contribution cap changes

    From 1 July 2017, many of the 2016 Federal Budget super reforms will take place, including the reduction to both the annual concessional and non-concessional contribution caps. Concessional contributions Concessional contributions include employer contributions and salary sacrifice amounts. Personal contributions claimed as a personal super contribution deduction also count as concessional contributions. The concessional (pre-tax) […]

  • Reviewing your trust deed before 1 July

    Reviewing your trust deed before 1 July

    With changes to Australia’s superannuation rules coming into play on 1 July 2017, self-managed super fund (SMSF) trustees would do well to review their fund’s trust deed. Despite the fact that maintaining an up-to-date trust deed is a vital aspect of managing a SMSF, many trustees fail to do so, usually due to the time […]

  • Preparing for the super changes

    Preparing for the super changes

    Tighter superannuation rules will apply from 1 July 2017 as part of the super reforms announced in last year’s Federal Budget. The new rules include the introduction of a $1.6 million super balance cap for after-tax contributions; a maximum of up to $25,000  for concessional contributions; and the removal of the current “bring-forward” rule allowing $540,000 of […]

  • Why use a BDBN?

    Why use a BDBN?

    Using a binding death benefit nomination (BDBN) can provide members with the peace of mind knowing that their superannuation will be protected and properly distributed in the event of their death. A binding death benefit nomination is a legally binding written document which outlines who you wish to receive your superannuation benefit if you were to pass […]

  • Preparing to help out parents financially

    Preparing to help out parents financially

    When providing financial assistance to parents, it is important to consider all possible outcomes and document intentions carefully. For those planning to give their parents significant help, there are a number of options available. However, to decide on the right option, holding a family discussion to discuss the relevant aspects of a strategy and documenting the […]

  • Investing in property through an SMSF

    Investing in property through an SMSF

    It is vital for those with a self- managed super fund (SMSF) to carry out the necessary checks before purchasing a property in their SMSF, especially where borrowing is involved. Investment strategy  The SMSF’s investment strategy must be considered. If the purchase of a property  will cause the fund’s other investments to be out of alignment, […]

  • Common errors when investing

    Common errors when investing

    Whether you are a first-time or experienced investor, the stakes are high when it comes to investing. Even the most savvy investors can fall into the trap of bad investment habits. Although there is no guaranteed formula for investment success, there are some mistakes to watch out for: Chasing performance  Basing investment decisions on strong, […]

  • Boost your retirement savings

    Boost your retirement savings

    Pre-retirees can take advantage of a range of strategies to boost their nest egg. Here are three popular ways to top up your retirement savings: Maximise contributions Take advantage of the concessional (pre-tax) and non-concessional (after-tax) contributions by contributing as much as you can afford before reaching the caps. From 1 July 2017,   the annual concessional […]

Newsletter Signup


Level 16, Westfield Tower 2, 101 Grafton Street,
Bondi Junction NSW 2022

02 9387 4300